{"id":7241,"date":"2021-11-23T17:04:09","date_gmt":"2021-11-23T10:04:09","guid":{"rendered":"https:\/\/pl-partners.vn\/?p=7241"},"modified":"2023-12-06T15:20:35","modified_gmt":"2023-12-06T08:20:35","slug":"arbitrarily-selling-the-mortgaged-property-and-its-legal-consequences","status":"publish","type":"post","link":"https:\/\/pl-partners.vn\/en\/arbitrarily-selling-the-mortgaged-property-and-its-legal-consequences\/","title":{"rendered":"Arbitrarily selling the mortgaged property and its legal consequences"},"content":{"rendered":"<blockquote>\n<p style=\"text-align: justify;\"><span style=\"color: #000000; font-size: 14px;\"><em>In this article, let&#8217;s <\/em><em>find out if we should<\/em><em> arbitrarily sell <\/em><em>the <\/em><em>mortgaged property<\/em> <em>and the legal consequences of doing so<\/em> <em>with PL &amp; Partners Law Firm<\/em><em>.<\/em><\/span><\/p>\n<\/blockquote>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\">Mortgage is a pretty familiar concept to everyone. When enterprises need capital to run their businesses or when individuals and families need a large amount of money to serve important works such as buying land or building a house, many people will opt to mortgage their assets to apply for loans from banks or other financial entities. In addition, in daily transactions, it is quite common to secure your debt repayment obligations by assets.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\">Here is the question: is it possible to arbitrarily sell the mortgaged property? And if doing so, what are the legal consequences the mortgagor might face?<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\">In this article, let&#8217;s learn more about this topic with PL &amp; Partners Law Firm.<\/span><\/p>\n<hr \/>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_73 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">N\u1ed9i dung b\u00e0i vi\u1ebft<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/pl-partners.vn\/en\/arbitrarily-selling-the-mortgaged-property-and-its-legal-consequences\/#1_WHAT_IS_COLLATERAL\" title=\"1. WHAT IS COLLATERAL?\">1. WHAT IS COLLATERAL?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/pl-partners.vn\/en\/arbitrarily-selling-the-mortgaged-property-and-its-legal-consequences\/#2_CAN_WE_ARBITRARILY_SELL_THE_MORTGAGED_PROPERTY\" title=\"2. CAN WE ARBITRARILY SELL THE MORTGAGED PROPERTY?\">2. CAN WE ARBITRARILY SELL THE MORTGAGED PROPERTY?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/pl-partners.vn\/en\/arbitrarily-selling-the-mortgaged-property-and-its-legal-consequences\/#21_Case_no_1\" title=\"2.1. Case no. 1:\">2.1. Case no. 1:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/pl-partners.vn\/en\/arbitrarily-selling-the-mortgaged-property-and-its-legal-consequences\/#22_Case_no_2\" title=\"2.2. Case no. 2:\">2.2. Case no. 2:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/pl-partners.vn\/en\/arbitrarily-selling-the-mortgaged-property-and-its-legal-consequences\/#23_Case_no_3\" title=\"2.3. Case no. 3:\">2.3. Case no. 3:<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/pl-partners.vn\/en\/arbitrarily-selling-the-mortgaged-property-and-its-legal-consequences\/#3_WHAT_ARE_THE_CONSEQUENCES_OF_ARBITRARILY_SELLING_THE_MORTGAGED_PROPERTY\" title=\"3. WHAT ARE THE CONSEQUENCES OF ARBITRARILY SELLING THE MORTGAGED PROPERTY?\">3. WHAT ARE THE CONSEQUENCES OF ARBITRARILY SELLING THE MORTGAGED PROPERTY?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/pl-partners.vn\/en\/arbitrarily-selling-the-mortgaged-property-and-its-legal-consequences\/#PL_AND_PARTNERS_LAW_FIRM\" title=\"PL AND PARTNERS LAW FIRM\">PL AND PARTNERS LAW FIRM<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"1_WHAT_IS_COLLATERAL\"><\/span><span style=\"color: #000000;\"><strong><span style=\"color: #003366;\">1. WHAT IS CO<\/span><\/strong><span style=\"color: #003366;\"><strong>LLATERAL<\/strong><strong>?<\/strong><\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\">Pursuant to <span style=\"color: #0000ff;\">Civil Code 2015<\/span>:<\/span><\/p>\n<table style=\"width: 100%; border-collapse: collapse; background-color: #f7e4ba;\" width=\"100%\">\n<tbody>\n<tr>\n<td width=\"100%\"><span style=\"color: #000000;\">Mortgage means a party secures its performance of a civil obligation towards the other party using property under its ownership and not transferring such property to the mortgagee.<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\">Which, the obligor that has to use its property to secure the performance of its obligations is called the mortgagor. Conversely, the obligee is known as the secured party or the mortgagee.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\"><span style=\"color: #ed1c24;\"><strong>For example:<\/strong><\/span>\u00a0Mr. An needed some capital to do his business, he mortgaged his house to the bank to borrow this amount of money. Therefore, the house becomes the mortgaged property, used to secure Mr. An&#8217;s debt repayment obligation to the bank.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\">The rights and obligations of the parties are also clearly defined. Some of the notable points are as follows:<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li><span style=\"color: #000000;\">The mortgagor must hand over all papers relating to the mortgaged property to the mortgagee. If the mortgaged property is legally required to be registered as a secured transaction, the mortgagor must register the mortgage at a competent authority.<\/span><\/li>\n<li><span style=\"color: #000000;\">The mortgagor must notify the mortgagee of the rights of a third party to the mortgaged property.<\/span><\/li>\n<li><span style=\"color: #000000;\">If the mortgaged property is used to secure more than one obligation, the mortgagor must notify each subsequent mortgagee of the previous mortgages.<\/span><\/li>\n<li><span style=\"color: #000000;\">Unless otherwise agreed by the parties, the mortgagor shall still keep the property and may exploit the property, and enjoy the yields and profits from the mortgaged property (unless the yield or profit also belongs to the mortgaged property or the exploitation can lead to the loss and reduction in value of the mortgaged property).<\/span><\/li>\n<li><span style=\"color: #000000;\">The mortgagor must conserve and preserve the mortgaged property and must take necessary measures to overcome the risk of damage to the property.<\/span><\/li>\n<li><span style=\"color: #000000;\">The mortgagor shall not sell, exchange, or give the mortgaged property and may only lease, lend or use the mortgaged property to secure the performance of other obligations &#8220;<em>if so agreed or otherwise provided for by law<\/em>.&#8221;<\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\"><span style=\"color: #ed1c24;\"><strong>For instance<\/strong><strong>:<\/strong><\/span> Back to the case of Mr. An.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\">When mortgaging the house to the bank, Mr. An had to give all documents of the house to the bank.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\">Mr. An is still allowed to keep the house to live in, but it will not be sold, exchanged, or gifted.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\">In case he wants to lease or lend the house, Mr. An must reach an agreement with the bank.<\/span><\/p>\n<figure id=\"attachment_7853\" aria-describedby=\"caption-attachment-7853\" style=\"width: 1000px\" class=\"wp-caption aligncenter\"><img fetchpriority=\"high\" decoding=\"async\" class=\"size-full wp-image-7853\" src=\"https:\/\/pl-partners.vn\/wp-content\/uploads\/2021\/11\/tu-y-ban-tai-san-the-chap-va-nhung-hau-qua-phap-ly-03-eng.jpg\" alt=\"Mortgage means one party secures its performance of a civil obligation towards the other party using property under its ownership.\" width=\"1000\" height=\"700\" srcset=\"https:\/\/pl-partners.vn\/wp-content\/uploads\/2021\/11\/tu-y-ban-tai-san-the-chap-va-nhung-hau-qua-phap-ly-03-eng.jpg 1000w, https:\/\/pl-partners.vn\/wp-content\/uploads\/2021\/11\/tu-y-ban-tai-san-the-chap-va-nhung-hau-qua-phap-ly-03-eng-269x188.jpg 269w, https:\/\/pl-partners.vn\/wp-content\/uploads\/2021\/11\/tu-y-ban-tai-san-the-chap-va-nhung-hau-qua-phap-ly-03-eng-768x538.jpg 768w, https:\/\/pl-partners.vn\/wp-content\/uploads\/2021\/11\/tu-y-ban-tai-san-the-chap-va-nhung-hau-qua-phap-ly-03-eng-43x30.jpg 43w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><figcaption id=\"caption-attachment-7853\" class=\"wp-caption-text\"><em>Mortgage means one party secures its performance of a civil obligation towards the other party using property under its ownership.<\/em><\/figcaption><\/figure>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"2_CAN_WE_ARBITRARILY_SELL_THE_MORTGAGED_PROPERTY\"><\/span><span style=\"color: #003366;\"><strong>2. CAN <\/strong><strong>WE ARBITRARILY SELL THE MORTGAGED PROPERTY?<\/strong><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\">As noted above, in most cases, the mortgagor will not be allowed to arbitrarily sell the mortgaged property.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\">Deliberate violations shall be handled in accordance with the law.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\">In only 03 special cases specified in <span style=\"color: #0000ff;\">Articles 320<\/span> and <span style=\"color: #0000ff;\">321 of the Civil Code 2015<\/span>, the mortgagor can sell, replace, exchange or gift the mortgaged property.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\">They are:<\/span><\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"21_Case_no_1\"><\/span><span style=\"color: #ed1c24;\"><strong>2.1. Case <\/strong><strong>no. <\/strong><strong>1:<\/strong><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\">Mortgaged property are goods circulated in the process of production and business. In this event, the right to demand payment from the buyer, the proceeds received, the property formed from the proceeds, the replaced or exchanged property can become the mortgaged property.<\/span><\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"22_Case_no_2\"><\/span><span style=\"color: #ed1c24;\"><strong>2.2. Case <\/strong><strong>no. <\/strong><strong>2:<\/strong><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\">In case the mortgaged property is not goods circulated in the process of production and business, the mortgagor is entitled to sell, exchange or gift the mortgaged property if so agreed by the mortgagee or as prescribed by law.<\/span><\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"23_Case_no_3\"><\/span><span style=\"color: #ed1c24;\"><strong>2.3. Case <\/strong><strong>no. <\/strong><strong>3:<\/strong><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\">In case the mortgaged property is a warehouse, the mortgagor is entitled to replace the goods in the warehouse, but must ensure that the value of the goods in the warehouse is exactly as agreed;<\/span><\/p>\n<figure id=\"attachment_7855\" aria-describedby=\"caption-attachment-7855\" style=\"width: 1001px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-7855\" src=\"https:\/\/pl-partners.vn\/wp-content\/uploads\/2021\/11\/tu-y-ban-tai-san-the-chap-va-nhung-hau-qua-phap-ly-02-eng.jpg\" alt=\"Is it possible to arbitrarily sell the mortgaged property?\" width=\"1001\" height=\"700\" srcset=\"https:\/\/pl-partners.vn\/wp-content\/uploads\/2021\/11\/tu-y-ban-tai-san-the-chap-va-nhung-hau-qua-phap-ly-02-eng.jpg 1001w, https:\/\/pl-partners.vn\/wp-content\/uploads\/2021\/11\/tu-y-ban-tai-san-the-chap-va-nhung-hau-qua-phap-ly-02-eng-269x188.jpg 269w, https:\/\/pl-partners.vn\/wp-content\/uploads\/2021\/11\/tu-y-ban-tai-san-the-chap-va-nhung-hau-qua-phap-ly-02-eng-768x537.jpg 768w, https:\/\/pl-partners.vn\/wp-content\/uploads\/2021\/11\/tu-y-ban-tai-san-the-chap-va-nhung-hau-qua-phap-ly-02-eng-43x30.jpg 43w\" sizes=\"(max-width: 1001px) 100vw, 1001px\" \/><figcaption id=\"caption-attachment-7855\" class=\"wp-caption-text\"><em>Is it possible to arbitrarily sell the mortgaged property?<\/em><\/figcaption><\/figure>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"3_WHAT_ARE_THE_CONSEQUENCES_OF_ARBITRARILY_SELLING_THE_MORTGAGED_PROPERTY\"><\/span><span style=\"color: #003366;\"><strong>3. WHAT ARE THE CONSEQUENCES OF ARBITRARILY SELLING THE MORTGAGED PROPERTY<\/strong><strong>?<\/strong><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\">In case the mortgagor deliberately sells the mortgaged property, they shall bear the following consequences:<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li><span style=\"color: #000000;\"><span style=\"color: #ed1c24;\"><strong>First<\/strong><\/span>, the transaction of sale and purchase of mortgaged property is invalid if the mortgagor violates the regulation, arbitrarily sells the mortgaged property that is not permitted by law as mentioned above. At that time, the mortgagee has the right to request the mortgagor or a third party holding the mortgaged property to hand over such property to the mortgagee for disposal of the property in accordance with <span style=\"color: #0000ff;\">Article 323 of the Civil Code<\/span>.<\/span><\/li>\n<li><span style=\"color: #000000;\"><span style=\"color: #ed1c24;\"><strong>Second<\/strong><\/span>, if the arbitrary sale of mortgaged property that violates the above regulation causes damage to the mortgagee, the mortgagor must be liable for compensating for the damage.<\/span><\/li>\n<\/ul>\n<figure id=\"attachment_7858\" aria-describedby=\"caption-attachment-7858\" style=\"width: 1001px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-7858\" src=\"https:\/\/pl-partners.vn\/wp-content\/uploads\/2021\/11\/tu-y-ban-tai-san-the-chap-va-nhung-hau-qua-phap-ly-01-eng.jpg\" alt=\"In case the mortgagor deliberately sells the mortgaged property, the transaction may be invalid and will be sanctioned in accordance with the law.\" width=\"1001\" height=\"700\" srcset=\"https:\/\/pl-partners.vn\/wp-content\/uploads\/2021\/11\/tu-y-ban-tai-san-the-chap-va-nhung-hau-qua-phap-ly-01-eng.jpg 1001w, https:\/\/pl-partners.vn\/wp-content\/uploads\/2021\/11\/tu-y-ban-tai-san-the-chap-va-nhung-hau-qua-phap-ly-01-eng-269x188.jpg 269w, https:\/\/pl-partners.vn\/wp-content\/uploads\/2021\/11\/tu-y-ban-tai-san-the-chap-va-nhung-hau-qua-phap-ly-01-eng-768x537.jpg 768w, https:\/\/pl-partners.vn\/wp-content\/uploads\/2021\/11\/tu-y-ban-tai-san-the-chap-va-nhung-hau-qua-phap-ly-01-eng-43x30.jpg 43w\" sizes=\"(max-width: 1001px) 100vw, 1001px\" \/><figcaption id=\"caption-attachment-7858\" class=\"wp-caption-text\"><em>In case the mortgagor deliberately sells the mortgaged property, the transaction may be invalid and will be sanctioned in accordance with the law.<\/em><\/figcaption><\/figure>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\">Thus, PL &amp; Partners Law Firm\u00a0has shared with you about mortgaged property and the consequences if you arbitrarily sell it.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\">Hope the above information has helped you better understand this topic.<\/span><\/p>\n<hr \/>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\">If you need further legal assistance, please contact us at:\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"PL_AND_PARTNERS_LAW_FIRM\"><\/span><span style=\"color: #ed1c24;\"><strong>PL <\/strong><strong>AND<\/strong> <strong>PARTNERS<\/strong><strong> LAW FIRM<\/strong><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\"><span style=\"color: #282828;\"><span style=\"color: #000000;\"><em><strong>Head<\/strong><strong>quarters<\/strong><strong>:<\/strong><\/em><\/span> <span style=\"color: #000000;\">46<sup>th<\/sup> Floor, Bitexco Financial Tower, No. 2 Hai Trieu, Ben Nghe Ward, District 1, Ho Chi Minh City, Vietnam<\/span><\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #282828;\"><em><span style=\"color: #000000;\"><strong>O<\/strong><strong>ffice:<\/strong><\/span><\/em> <span style=\"color: #000000;\">Lot 1.16 Viva Riverside, 1472 Vo Van Kiet, Ward 3, District 6, HCMC<\/span><\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #282828;\"><em><span style=\"color: #000000;\"><strong>Hotline:<\/strong><\/span><\/em> <span style=\"color: #000000;\">093.1111.060<\/span><\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\"><strong><em>Email:\u00a0<\/em><\/strong><a style=\"color: #000000;\" href=\"http:\/\/info@pl-partners.vn\/\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">info@pl-partners.vn<\/a><\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\"><strong><em>Facebook:<\/em><\/strong>\u00a0<a style=\"color: #000000;\" href=\"https:\/\/www.facebook.com\/PLLaw\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">www.facebook.com\/PLLaw<\/a><\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\"><strong><em>Website:\u00a0<\/em><\/strong><a style=\"color: #000000;\" href=\"https:\/\/pl-partners.vn\/\"><em>www.PL-PARTNERS.vn<\/em><\/a><em> \u2013 <\/em><a style=\"color: #000000;\" href=\"http:\/\/www.hoidapluat.net\/\" target=\"_blank\" rel=\"noopener noreferrer nofollow\"><em>www.HOIDAPLUAT.net<\/em><\/a><em> \u2013 <\/em><a style=\"color: #000000;\" href=\"http:\/\/www.thutucphaply.org\/\" target=\"_blank\" rel=\"noopener noreferrer nofollow\"><em>www.THUTUCPHAPLY.org<\/em><\/a><\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\">We are always ready to assist you.<\/span><\/p>\n<hr \/>\n<table style=\"height: 79px; border-collapse: collapse; background-color: #e3f1fa; width: 100%;\" width=\"100%\">\n<tbody>\n<tr>\n<td><em>The article is based on the <\/em><em>applicable law<\/em><em> at the time of writing and may no longer be <\/em><em>appropriate<\/em><em> at the time you read <\/em><em>it<\/em><em> due to changes in law<\/em><em>s<\/em><em>. Therefore, the article is for reference only.<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"text-align: justify;\">\n","protected":false},"excerpt":{"rendered":"<p>In this article, let&#8217;s find out if we should arbitrarily sell the mortgaged property and the legal consequences of doing so with PL &amp; Partners Law Firm. Mortgage is a pretty familiar concept to everyone. When enterprises need capital to run their businesses or when individuals and families need a large amount of money to [&hellip;]<\/p>\n","protected":false},"author":18,"featured_media":4599,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-7241","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/pl-partners.vn\/en\/wp-json\/wp\/v2\/posts\/7241","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pl-partners.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pl-partners.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pl-partners.vn\/en\/wp-json\/wp\/v2\/users\/18"}],"replies":[{"embeddable":true,"href":"https:\/\/pl-partners.vn\/en\/wp-json\/wp\/v2\/comments?post=7241"}],"version-history":[{"count":0,"href":"https:\/\/pl-partners.vn\/en\/wp-json\/wp\/v2\/posts\/7241\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pl-partners.vn\/en\/wp-json\/wp\/v2\/media\/4599"}],"wp:attachment":[{"href":"https:\/\/pl-partners.vn\/en\/wp-json\/wp\/v2\/media?parent=7241"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pl-partners.vn\/en\/wp-json\/wp\/v2\/categories?post=7241"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pl-partners.vn\/en\/wp-json\/wp\/v2\/tags?post=7241"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}